Seller guide
Selling a home with solar in Arizona.
Owned, financed or leased, solar panels do not have to slow your sale. Here is what changes for each type and what to gather before you list.
Why it matters
Solar is common on Valley homes. How the panels are owned changes the paperwork and the timeline more than it changes the price conversation, so knowing your type early keeps the sale on schedule.
Owned outright
If you own the system, the panels convey with the home. Gather the install date, system size, warranty documents, monitoring login and recent utility bills, so buyers can see real numbers instead of guesses.
Financed with a solar loan
A solar loan is usually paid off at closing from your proceeds, or occasionally assumed by the buyer if the lender allows it. Ask the lender for a payoff. Some solar loans record a UCC fixture filing that title will need cleared or handled before closing, so start early.
This is general information, not legal advice.
Leased or PPA
With a lease or power purchase agreement, the buyer usually has to qualify with the solar company to take over the agreement, and that takes time. Alternatives can include buying out the lease. Ask the provider for the transfer steps and a buyout quote in writing before you list.
This is general information, not legal advice.
The utility side
Interconnection and export credit terms depend on your utility, whether APS, SRP or TEP, and on your plan. Buyers will want to understand them. Check the current terms with your utility so you can share accurate information.
Disclosure
Disclose the solar system and its ownership type on the Seller's Property Disclosure Statement (SPDS) and share the documents with buyers. Talk to your agent about how the system is shown in the MLS.
Seller checklist
- Ownership type: owned, financed, leased or PPA
- Contract or loan documents
- Transfer requirements from the provider
- Payoff or buyout quote in writing
- UCC filing check with title
- Warranty documents
- Monitoring access for the buyer
- 12 months of utility bills, if available
How we help
We collect the solar paperwork up front and work with title and the solar company so it does not delay closing. Start with a free home value, estimate your proceeds with the seller net calculator, or ask about the 1% Listing Program.
Our track record
Across our 9 most recent listing side sales, the median time on market was 18 days, and we have 55 sales over the past 5 years.
Source: Homes.com agent profile, MLS data, as of October 16, 2026. Past results do not predict yours.
Solar selling questions
It depends on the ownership type, the age of the system and the buyer. Owned systems are usually the simplest for buyers, while leases and loans add steps. A free home value looks at how comparable homes with solar have sold near you.
Often, yes, but the buyer usually has to qualify with the solar company, which takes time. Ask your provider for the transfer steps and a buyout quote in writing before you list.
It is usually paid off at closing from your proceeds, or occasionally assumed by the buyer if the lender allows it. Ask your lender for a payoff statement early.
Some solar loans and leases record a UCC fixture filing that shows the lender or provider has an interest in the equipment. Title will need it cleared or handled before closing, so check for one early. This is general information, not legal advice.
Your contract, lease or loan documents, any transfer requirements, a payoff or buyout quote if needed, the warranty, monitoring access and recent utility bills.
Ready to talk?
Call (480) 978-6974 or send the form below. Response within one business day.
Equal Housing Opportunity · Milan "Mike" Skokic (SA693972000) · Orchard Brokerage, LLC (LC699746000)